American Loan Audits .com : Forensic Loan Audits, Mortgage Compliance Audits

Forensic Loan Audits, Mortgage Compliance Audits

Step 1: Purchase a Loan Audit

Borrowers can Purchase audit(s) for
1 property with 1, 2, or 3 mortgage loans.
Then fax the loan documents to us,
so we can process your loan audit.
(I was Referred with a Code)

Step 2: Fax the Following Docs
to (206)333-1790

with our Audit Submission Cover Sheet (fill-in PDF) and Doc Checklist
Initial Documents (

= always required):

1. Initial 1003 Application (or Initial App Date)

2. Good Faith Estimate
(if HOEPA, prelim HOEPA docs 3 days before signing)

Closing Documents

3. Final Truth-in-Lending:
a) TIL Disclosure of Rate, Amount Financed & Finance Charges
b) Notice of Right to Cancel

4. Itemization of Amount Financed

5. Note
6. Riders and Addendum(s) to Note (if applicable)

7. Mortgage/Deed of Trust
    8. Riders and Addendums to Mortgage/Deed
    9. PMI (private mortgage Insurance),
        or MIP (mortgage insurance premium)
        Information or Certificate (if applicable)

10. Estimated HUD-1 or 1A

11. Final HUD-1 or 1A
Appraisal, Survey, 1008, FEMA Flood Insurance,
Escrow Instructions, other Itemizations,
Sales Contract and other Loan Docs.

To speed up the process, download our Audit Submission Cover Sheet (fill-in PDF) and fax it to (206)333-1790 with the Loan Docs. You can also email the data from the form to us by clicking on "Submit by Email". It gives us the following info along with the loan douments:
1) What kind of loan was it?
Full Doc, No Asset Verification, No Asset or Income Verification,
No Documentation, No Income Verification, or Reduced?
2) Borrower Debt to Income Ratio (DTI)
3) Is the Garage Attached or Detached from the House?
4) Did the Borrower pay points to reduce the interest rate or other terms?
5) (If HOEPA) What dates were the HOEPA docs received? (3 days before main docs?)
6) Date the Good Faith Estimate was delivered and signed?
7) Application Date, Closing/Settlement Date, Fund Disbursement Date, Rate Lock Date
8) How many copies of the Notice of Right to Cancel were received, and when?
9) When was the TIL Disclosure (APR, Finance Charge, Amount Financed) delivered and signed?
10) What licenses do the Lender have (State and Type)?

Call Jim at (562) 867-3230 or (at ) ,
for a FREE Evaluation for your Situation.

American Loan Audits .com - Loan Audits for Less

Site created by Jim Krage of WebCasa.net and J.K. Enterprises
() for more information
We can audit your loan documents and/or modify the loans for less.
85% of Lenders violated laws in the loan documents - audits can show it.

Step 1: Purchase a Loan Audit

Step 2: Fax the Following Docs to (206)333-1790

Step 2: Fax the Following Docs
to (206)333-1790